Insurance
Wealth Refinery’s professionals insurance solutions provide peace of mind, allowing professionals to protect their income, their families, and their future.
Funeral Cover
The cost of a funeral can be overwhelming, especially during a time of emotional distress. Without the proper financial planning, your loved ones may struggle to cover…
THE NEED
The cost of a funeral can be overwhelming, especially during a time of emotional distress. Without the proper financial planning, your loved ones may struggle to cover the costs of a funeral or burial, leaving them with additional financial stress. Funeral insurance provides financial relief by ensuring that funeral expenses are covered, allowing your family to focus on healing and remembrance.
THE SOLUTION
Wealth Refinery’s Funeral Insurance offers individual professionals a cost-effective way to ensure that funeral expenses are taken care of. This coverage provides a lump-sum payment upon your passing, allowing your family to manage funeral arrangements without financial worry. With our flexible plans, you can select the level of coverage that best suits your needs and budget, ensuring that your family can give you a dignified farewell.
THE COVER
- Lump-sum payment to cover funeral and burial costs
- Immediate payout to ensure timely arrangements
- Coverage for the policyholder and optional coverage for dependents
- Funeral service, burial, or cremation costs included
- Flexible coverage amounts to match personal and family needs
Disability Insurance
An unexpected injury or illness can affect your ability to work, leaving you without an income and potentially facing long-term financial hardship. For individual professionals…
THE NEED
An unexpected injury or illness can affect your ability to work, leaving you without an income and potentially facing long-term financial hardship. For individual professionals, especially those who are self-employed, the risk of losing income due to disability is particularly concerning, as there is no employer to provide financial support during recovery.
THE SOLUTION
Wealth Refinery’s Disability Insurance offers professionals a critical safety net by replacing a portion of your income if you become disabled and are unable to work. Our disability insurance is designed to support you financially through rehabilitation and recovery, ensuring that you can maintain your standard of living even when your earning potential is temporarily or permanently impacted.
THE COVER
- Income replacement during periods of temporary or permanent disability
- Coverage for both partial and total disabilities
- Support for rehabilitation costs and medical expenses
- Coverage for both physical injuries and long-term illnesses
- Flexible policy options based on your individual earnings and profession
Life Insurance
As a professional, you likely have financial dependents—whether they are family members or other loved ones who rely on your income. Without life insurance…
THE NEED
As a professional, you likely have financial dependents—whether they are family members or other loved ones who rely on your income. Without life insurance, their financial future could be at risk in the event of your untimely death. Life insurance is essential for ensuring that your loved ones are financially secure and can continue to meet their needs even if you are no longer there to provide for them.
THE SOLUTION
Wealth Refinery’s Life Insurance offers tailored protection for individual professionals, providing a lump-sum payment to your beneficiaries if you pass away. This coverage ensures that your loved ones can cover critical expenses like mortgage payments, children’s education, and day-to-day living costs. With our life insurance solutions, you can have peace of mind knowing that those who depend on you will be financially protected.
THE COVER
- Lump-sum payment to beneficiaries upon death
- Coverage for immediate expenses like funeral costs
- Financial support for ongoing expenses such as mortgages, debts, and living costs
- Option for additional coverage for critical illnesses
- Flexible benefit amounts based on individual needs and lifestyle
Income Protection Insurance
As an individual professional, your ability to earn an income is crucial to your financial security. However, illness or injury can suddenly prevent you from working…
THE NEED
As an individual professional, your ability to earn an income is crucial to your financial security. However, illness or injury can suddenly prevent you from working, leaving you without a steady paycheck. Without income protection, you risk financial instability, which can disrupt your personal life and long-term goals.
THE SOLUTION
Wealth Refinery’s Income Protection Insurance ensures that if you are unable to work due to illness or injury, you will still receive a portion of your income. This coverage helps you meet essential living expenses, such as mortgage payments, utilities, and healthcare costs, ensuring that you can focus on recovery without worrying about your financial well-being. Our plans are tailored to suit individual professionals, with flexible options based on your income and needs.
THE COVER
- Regular monthly payments to replace lost income during illness or injury
- Coverage for short-term and long-term disabilities
- Financial protection for both physical and mental health conditions
- Options for partial income replacement depending on the level of disability
- Flexible plans to align with individual earnings and personal expenses
Professional Indemnity Insurance
As a professional offering expert advice or services, you are personally responsible for the accuracy and quality of your work. Mistakes, even unintentional ones, can lead to legal claims…
THE NEED
As a professional offering expert advice or services, you are personally responsible for the accuracy and quality of your work. Mistakes, even unintentional ones, can lead to legal claims, putting your personal finances and reputation at risk. In fields like consulting, engineering, healthcare, and legal services, the stakes are high, and even the smallest oversight can result in expensive lawsuits.
THE SOLUTION
Wealth Refinery’s Professional Indemnity Insurance provides you with the financial protection you need to safeguard your personal assets and career. This coverage protects against claims of negligence, errors, or omissions in your professional services, helping you cover the costs of legal defense, settlements, and any judgments awarded against you. This solution allows professionals to continue their work confidently, knowing they are protected against unforeseen legal challenges.
THE COVER
- Protection against claims for professional negligence or errors
- Legal defense cost coverage
- Settlements and compensation awards
- Financial protection against defamation, breach of confidentiality, and document loss
- Personalized coverage to match your specific profession
Ready to Take Control of Your Financial Future?
Connect with a Wealth Refinery Advisor today and start your journey to financial success.
Refining Your Wealth, Securing Your Future
Get In Touch
- 010 6345 478
- info@wealthrefinery.co.za
- 2nd Floor Grosvenor Gate, Hyde Park Lane, Hyde Park.
- www.wealthrefinery.co.za
Copyright © 2024 Wealth Refinery (Pty) Ltd. All rights reserved. Wealth Refinery (Pty) Ltd is an authorised Financial Services Provider (FSP 54386) in terms of The Financial Advisory and Intermediary Services Act (37 of 2002).
Wealth Refinery (Pty) Ltd is a proud member of the Capital Centric Limited Group of companies.